SUMAMBU, W. N.; MONGAN, B.; HALIK, J. B. Pengaruh Penggunaan Digital Payment ShopeePay, Online Shopping dan Spending Habit terhadap Pengelolaan Keuangan Pribadi Karyawan Swasta. Yos Soedarso Economic Journal (YEJ), [S. l.], v. 7, n. 3, p. 59–71, 2025. Disponível em: https://ejurnal.yossoedarso.ac.id/index.php/ysej-server/article/view/YEJ-7306. Acesso em: 1 feb. 2026.